What is a UPI QR code and how does it work
A UPI QR code is a QR code that stores an NPCI URL payload such as upi://pay?pa=merchant@upi&pn=ShopName&am=100&cu=INR&tn=Bill. Any supported UPI app can read this format and open a payment screen already filled with your VPA, optional payee name, INR amount and transaction note. The customer checks the details and then approves the transfer. The NPCI URL format is supported by major UPI apps on Android and iPhone in India.
Add your logo, brand colours and AI-generated designs so the code suits a kirana counter, restaurant table stand, auto-rickshaw dashboard, shagun envelope, tuition fee slip, temple donation box, subscription insert, B2B invoice header or NRI business card. Print it on counter stickers, table stands, dashboard cards, gift envelopes, fee reminders, donation sleeves, packaging inserts or invoice headers. UPI QR codes store the NPCI payment payload directly in the pattern, so they work with Google Pay, PhonePe, Paytm, WhatsApp Pay, Amazon Pay, BHIM and bank UPI apps once printed.