Start Creating
Start Creating

UPI QR Code Generator

UPI QR Codes for Complete Payment Requests & Fee Notices

COMPANIES OF ALL SIZES TRUST US

What is a UPI QR code and how does it work

A UPI QR code is a QR code that encodes a NPCI URL spec payload (upi://pay?pa=merchant@upi&pn=ShopName&am=100&cu=INR&tn=Bill). Scan with any UPI-enabled app, the payment screen opens pre-filled with your VPA, optional payee name, INR amount and transaction note. The customer reviews the values then authorizes the transfer. The NPCI URL specification is supported across every major UPI app on Android and iOS in India.

Add your logo, brand colors and AI-generated designs so codes match your kirana counter, restaurant table tent, auto-rickshaw dashboard, shagun envelope, tuition fee slip, temple donation box, subscription insert, B2B invoice header or NRI-diaspora business card. Print on shop-counter stickers, table tents, dashboard cards, gift envelopes, fee reminder slips, donation-box sleeves, packaging inserts, invoice headers or cross-border merchant cards. UPI QRs encode the NPCI URL payload directly into the pixel pattern, so they work across Google Pay, PhonePe, Paytm, WhatsApp Pay, Amazon Pay, BHIM and every bank UPI app once printed.

Turn Any UPI VPA into a QR Code in 3 Steps

Copy your UPI VPA from any bank app or merchant dashboard, brand the code with your logo and AI-generated designs, then download in PNG, SVG, or PDF for shop counters, table tents or invoice headers.

  1. Step 1

    Pick your UPI VPA

    Copy your UPI VPA such as yourname@oksbi, business@paytm or shop@ybl from your bank UPI app or merchant onboarding dashboard. Optionally add payee name, fixed amount in INR and a transaction note per NPCI URL spec.

  2. Step 2

    Brand the UPI QR

    Add your logo, brand colors and pixel patterns. Pick from 1200+ templates or generate QR Code Art matching your shop counter, restaurant table tent, auto-rickshaw dashboard, shagun envelope or invoice header aesthetic.

  3. Step 3

    Print and pin

    Export in PNG, SVG, or PDF. Print on shop counters, table tents, dashboards, gift envelopes, fee slips, donation boxes, packaging inserts or invoice headers. Test on Google Pay, PhonePe and Paytm before production volume.

NPCI URL Spec, AI Branding, Multi-App Compatibility

Encode any UPI VPA into a one-scan payment entry per NPCI URL spec, add your logo for instant brand recognition, distribute print-ready exports across counters, table tents, fee slips or invoice headers.

QR Code AI analytics dashboard tracking scans by device, location and timestamp with live charts and a geographic heatmap.

Real-time analytics across your library

Static UPI codes carry no analytics by design. Every URL, Instagram or landing-page QR in your library tracks scans, devices and locations in real time.

See platform analytics
URL link shortener interface turning long UPI VPA landing-page URLs into short editable redirect links with click tracking for Indian merchant campaigns.

Short links for UPI campaigns

Wrap a hosted UPI landing page in a custom short link with UTM parameters. A/B-test placements across counter stickers, table tents, dashboards or packaging inserts, retire safely after a campaign cycle ends.

Shorten UPI links
Set of custom-shape UPI VPA QR codes with embedded brand logos, colored pixel patterns and rounded outlines on a vibrant gradient background.

Custom UPI QR designs

Add your logo, brand colors and AI-generated designs to every NPCI VPA code. 1200+ templates for kirana stores, street vendors, restaurants, auto-rickshaw drivers, tuition centers, NGOs and B2B invoices.

Customize your UPI QR
See all QR code platform features

Frequently Asked Questions About UPI Payment QR Codes

Posting UPI Payments at Your Counter

A UPI QR code encodes your VPA per the NPCI URL specification so customers scan and pay from any UPI app. Copy your UPI VPA from your bank UPI app or merchant onboarding dashboard, then paste it into QR Code AI. Optionally add a payee name, a fixed INR amount and a transaction note. Add your logo, brand colors and AI-generated designs to match your counter or table tent, then download in PNG, SVG or PDF and print at any size for kirana counters, restaurants, auto-rickshaws or B2B invoices.

Yes. The NPCI UPI URL specification supports a pre-filled amount via the &am= parameter (e.g. upi://pay?pa=user@bank&am=500 for ₹500). Enter your VPA, payee name and optional amount in QR Code AI; the generator builds the URL and encodes it into the QR. When scanned, every UPI app (Google Pay, PhonePe, Paytm, WhatsApp Pay, Amazon Pay, BHIM and every bank UPI app) opens the payment screen with the amount pre-filled, ready to confirm.

Yes. UPI payment QR codes are free on QR Code AI. Generate, customize with your logo, brand colors and AI-designed templates, then download in PNG, SVG or PDF without watermarks. UPI QR codes encode the NPCI payment URL directly into the pixel pattern, so any UPI app opens the payment screen pre-filled with your VPA, no app install required.

UPI is rolling out internationally to UAE, Singapore, France, the UK, Bhutan, Sri Lanka and Mauritius, allowing NRIs to pay India-side merchants directly from foreign bank accounts where UPI is supported. Foreign tourists without a UPI-linked account cannot scan. Cross-border NRI business cards benefit from a UPI QR alongside a global payment QR for full coverage.

UPI QR routes Indian instant-payment via NPCI's open URL specification, opening any UPI-enabled app (Google Pay, PhonePe, Paytm, BHIM) pre-filled with your VPA. Pix Payment QR routes Brazilian instant-payment via the BACEN BR Code rail and only works with Brazilian banks. PayPal QR routes through PayPal.me on the global card-and-bank platform with currency conversion. Pick UPI QR for India-domestic counters; pair with PayPal QR on NRI-diaspora business cards for cross-border coverage; pair with Pix Payment QR only for merchants serving both India and Brazil.

Encode any UPI VPA into a one-scan payment QR per NPCI URL spec, customize with your logo and AI-generated designs. Print on counters, table tents, fee slips, donation boxes or invoice headers: every scan opens a UPI app pre-filled with your VPA.